Need to get $50 immediately? Here are three loan apps that can help you get the money you need.

It doesn't matter if it's a $50 loan, a $50 cash advance, or finding $50 in your jeans pocket...actually, we can't help you with that.
But we can show apps to help you get $50 instantly AND avoid paying overdraft fees.
Even better, we show you three different apps that can put $50 in your pocket quickly, so you can stay on top of your money and avoid the headaches and financial stress that come with going broke without a safety net.
Best of all, some of these solutions have low or non-existent fees. This certainly outweighs the high cost of bank overdraft fees, which can quickly add up to over $100.Somedayjust to make a few small purchases while your checking account is overdrawn.
Millions of Americans are currently living paycheck to paycheck (you could be the same). Whether you're short on cash before payday, faced with unexpected expenses, or want to spend a little cash on a well-deserved purchase, here are three solutions when you need $50 right away.
What we will address:
- Option #1: Cash advance on your paycheck
- Option #2: Take advantage of a fee-free overdraft facility
- Option #3: Get a quick loan
- Final thoughts and what to do next...

"I need $50 before payday" = Use a prepayment app
Best for:Access your paycheck before payday
You can work five days a week (or more) but only get paid every other week. There are definitely some weeks where getting paid faster would be handy. Early paycheck apps do just that, taking the money you've already earned but haven't paid out yet.
For example, let's say you get paid every two weeks. Payday is still a few days away, but an overdue bill will incur late fees unless you pay today. With a cash advance app, you can access the money you need today with your next paycheck, often at an unbeatable price - with fees as low as $0.
You can cover your urgent expenses. And your paycheck advance application will automatically deduct the borrowed amount from your next direct deposit. This means you don't have to track or track what you should.
Cleo:$100 cash advances with cheeky financial advice you might actually heed.

Cleo is a bad money app (her words!).
As an AI-driven finance app, Cleo organizes your money in a way that shows how small changes can have a big impact on your life. After downloading, Cleo reviews your recent expenses and asks you some questions to learn more about your financial situation. From there, the cheeky AI (code for smartass) offers practical suggestions to help you spend less and control your money.
As a new Cleo user, you are eligible for $70 in cash advances, although this can be increased to $100 based on your linked bank account's transaction history.
Since there is no credit check waiting for you and no proof of regular income is required to apply,Cleo's $100 cash advancesare a popular resource, but you'll also find great value for money in the credit score training and app, as well as cashback offers at restaurants, retail, gas stations, and supermarkets.
Interest-free cash advances up to $100 >>>Create a Cleo account in two minutes
We recommend: Albert for up to three cash withdrawals per payment period
Of all the apps that lend money instantly until payday, we recommend Albert for a cash advance of up to $2501.
There are no interest or feesAlbert's cash advances(called Albert Instant), where the age of your account and your direct deposit affects how much you can borrow. And when you've got better things to do than set up reminders and alerts to keep track of payments (who doesn't?!), you can relax because Albert sets the payment to happen automatically on your next paycheck date.
Albert can be linked to your existing bank account, so you don't have to go through the inconvenience of changing your direct deposit to a new bank. If you make the switch and set up an Albert Cash account, you can access your paycheck two days earlier and receive cash advances almost immediately. Most,there is also no credit check!
There's another feature that's hard to beat -a $150 bonus for signing up!2
Get a $150 bonus when you try Albert! 🇧🇷Claim your Albert signup bonus
advantages | In contrast |
✔ Receive up to $250 in cash advances | ✘ Direct deposit required for instant cash advances |
✔ Access to up to 3 cash advances per pay period | ✘ Requires bank account and employment information |
✔ No direct deposit if you don't want to | |
✔ No credit check |

“I need $50 immediately and probably more” = Get a quick loan
Best for: Access to larger amounts of money or for those without a regular paycheck
If you need $50... and probably more, then your best bet is a short-term loan.
Luckily, the days of putting on your best suit and going to the bank to apply for a loan are long gone. Every month there are 16,000 Google searches for "$50 instant loan app". So you're not the only one who wants a loan that will give you the fifty dollars you need (plus the extra reserves).
Luckily, with instant loan applications, you can apply from the comfort of your home (even if you don't have good credit), get approved in minutes, secure a $50 instant loan, and more to help you get the funds you need receive . . . and avoid overdraft fees.
We recommend: PocketBox Borrow $2,500 (even if you have bad credit)
Pockbox offers up to $2,500 with simple online forms that can be completed in less than 5 minutes. PockBox will instantly submit your application to multiple lenders and immediately present you with the best loan offers you qualify for.
In most cases, the funds you need (whether it's a $50 loan or something larger) will be available in your account within 1 business day. In this way you avoid sky-high costs and possible damage to your creditworthiness due to missed or non-payments on important bills.
Discover PockBox (get up to $2,500 fast)
advantages | In contrast |
✔ Access up to $2,500 fast | ✘ Prerequisite is a regular income |
✔ Get approved for a $50 loan in minutes | ✘ Money takes 1 business day |
✔ There are no fees or charges |

"I need $50 but my account is empty" = No overdraft fee from a neobank
Best for:Useful banking features with no fees and many ways to get extra money quickly
Need to borrow fifty dollars from a cash app because your bank balance is dangerously close to zero?
We've all been through that.
Maybe bills are due (and dishonor fees are coming). Maybe you need to make an urgent purchase, but you have a whopping $0.00 in your account. Here, a new generation of finance apps called “neobanks” can help you borrow $50 instantly.
these instant loansApps offer all common banking functions- plus some exciting new ones - right from your phone. This can include the ability to access your paycheck a few days before your payday and make overdrafts without fees.
Compare this to most banks that charge fees$35 or more for transactionswhen your account goes negative and you can quickly incur over $100 in fees per day with just a few small purchases.
We recommend: MoneyLion Instacash to pocket up to $250
We recommend MoneyLionInstacashfor a $50 cash advance because it allows you to get up to a $250 overdraft with no fees, no interest, no credit check, and no fees. Once you qualify, you can easily get cash in just a few steps. So there's no need to panic if you need to borrow fifty dollars.
You can also use the MoneyLion app to apply for oneCredit Builder Plus Loansup to $1,000, with some of your money available immediately - often up to a few hundred dollars. If you need to work on your credit score AND need a quick buck, MoneyLion Credit Builder Plus could work for you.
Receive Interest-Free Cash Advances up to $250 >>>Check out MoneyLion
advantages | In contrast |
✔ Free overdraft checks up to $250 | ✘ 3-5 business days for foreign checking account |
✔ Cash advances with 0% APR | ✘ $25 initial overdraft limit |
✔ No credit check |

Final thoughts and what to do next...
One of the most common reasons Americans fail with their money is because they don't understand it. This isn't because they're naive, it's because they don't fully understand their options.
But ignorance is not happiness.
If you needBorrow $100,Borrow $200or borrow $50 now, there's no use burying your head in the sand or texting your friends and familyVenmo makes you money instantly🇧🇷 To control your money in the long term, you need to control your options.
Using the instant money options in this guide will not only help you borrow $50 instantly to cover expenses and pay your bills. You will also help your future self. Wanna settle for $50?cash advance app, a $50 overdraft with no fees, or a $50 loan from an instant app with no direct deposit, savvy Americans don't put off their finances until tomorrow—they start today.
so which one Loan application will you use to borrow 50?
WAITING! High overdraft fees aren't the only reason your bank is costing you money.
With inflation soaring, you've probably heard that interest rates are rising sharply. That means it's a good time to buy a high-yield savings account for the first time in years.
The national average interest rate for savings accountsis currently 0.18% APY - that means if you have $2,500 in a savings account,You would only be making $4.50 after one year!Send those hard-earned savings to an FDIC-insured bank that pays 3.00% APY and you'll make $71.63 more!
Don't leave your hard-earned savings lying around doing nothing.Check out the interest rates you can earn at other banks:
- Author
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Alexander J. Porter is an accomplished copywriter with over a decade of writing experience in the fintech, business and technology fields and Senior Editor of Overdraft Apps. After a BA from the University of Sydney, he has worked as a writer and editor on a variety of marketing, business and finance platforms including Flying Solo (Australia's largest community of sole proprietors) and Empowered Finance.
Recent Posts by Alexandre Porter(See everything)
- Borrow $200 from Cash App: How to get $200 without a credit check- December 1, 2022
- Where can I get a quick 40 euro loan? Best cash apps for a quick forty bucks- December 1, 2022
- Apps like Albert (which offer fast, interest-free cash advances)- December 1, 2022
- Download the Albert app to see if you qualify. Pay back the advance with your next paycheck. Fees may apply. Advance amounts are based on eligibility and may vary. Albert is not a bank. Banking services of FDIC member Sutton Bank.
Here are the criteria to claim the $150 bonus:
- Set up direct deposit at AlbertCash,
- Receive a qualifying direct deposit of $500 or more within 45 days of joining Albert;
- Receive a qualifying deposit of $500 or more every 30 days for 90 consecutive days,
- Use your Cash Card to spend $200 or more on eligible products or services every 30 days during the same 90-day period, AND
- Complete all of the above requirements within 150 days of joining Albert
- Make sure you see the whole thingTerms and Conditions and Conditions of Participation.
FAQs
What app can give me $50? ›
- Albert.
- Chime.
- Earnin.
- PaydaySay.
- PayActiv.
- MoneyLion.
- Cleo.
- Branch.
Cash advance apps like Earnin, Dave and Brigit let you borrow a small amount from your next paycheck before you receive it. This quick fix may help if you need cash in an emergency, but it's smart to consider cheaper options before you borrow from an app.
How can I borrow instantly? ›- Personal loan from an online lender. Compared to traditional lenders like banks or credit unions, online lenders boast convenience and speed given their fully online application and funding process. ...
- Loan apps. ...
- Cash advance from a credit card. ...
- Loan from family or friends. ...
- Pawnshop loan.
- Know Your Cash Advance Lenders. There are plenty of cash advance lenders on the market. ...
- Figure Out Your Maximum Cash Advance Amount. ...
- Calculate Your Fees, Interest, and Penalties. ...
- Complete Your Application. ...
- Receive Your Funds. ...
- Build Your Repayment Plan.
- Take Online Surveys.
- Play Games Online.
- Get Paid for What You Already Do.
- Use Cashback Apps.
- Get a $50 Cash Advance.
- Sign Up with a Micro-investing App.
- Test Websites and Apps.
- Get Paid to Get Fit.
- Swagbucks.
- Google Opinion Rewards.
- iPoll.
- Sweatcoin.
- Mobee.
- Survey Junkie.
- InboxDollars.
The best way to get an instant loan in 5 minutes is to borrow from a friend or family member since they can give you cash or use an electronic transfer service to send you money immediately. No reputable companies will send funds to you within minutes or even 1 hour after you apply.
What cash advance apps give you money instantly? ›- Earnin — Best for earning-based borrowing.
- Chime — Best for overdraft protection.
- Brigit — Best for same-day loans.
- MoneyLion — Best for multiple options.
- Current — Best for checking and spending.
- Dave — Best for highest cash advance.
- Empower — Best for quick cash advances.
- Register. Download & register on the Fibe app. Fill in a few basic details.
- Get Instant Approval. Get approval in minutes. Once approved upload your KYC documents on the app.
- Ready to Transfer. Once your KYC is in place, just select how much cash you want to transfer to your bank and you are set!
- Open or get the app. Open your Cash App mobile app, or download and register for the app. ...
- Select Money icon. Tap the Money icon on the bottom-left corner (it looks like a bank).
- Find Borrow option. ...
- Select and proceed. ...
- Receive funds.
How can I get a personal loan immediately in one hour? ›
The best way to get a loan immediately is to apply online for a personal loan from a lender known for quick approval and funding. The best lender for fast personal loans is LightStream because it funds loans as soon as the same day and has low APRs, large loan amounts, long payoff periods and no origination fee.
How can I get instant cash online? ›- #1. MoneyMutual: Overall Best Online Payday Loans For Bad Credit.
- #2. BadCreditLoans: Trusted Lenders For Payday Loans Online.
- #3. RadCred: Guaranteed Loans Online With Same Day Approval.
- #4. CashUSA: Best Online Lenders For Fast Cash Advance.
- #5. ...
- Trustworthiness.
- Lenders can offer reasonable APR.
- You can easily apply.
- Request Money. Choose a person by entering their email address, phone number or $cashtag. ...
- Earn a Bonus When You Sign Up. When you first join Cash App after receiving a referral from a friend, you can earn a bonus. ...
- Refer Friends. ...
- Sweepstakes and Giveaways. ...
- Bitcoin Boost.
Cash App Borrow is a type of short-term loan offered through the Cash App platform. This is how it works: If you're eligible you can take out a loan from $20 to $200.
How can I get free money right now? ›- Swagbucks ($5 Signup Bonus)
- MyPoints ($10 Signup Bonus)
- InboxDollars ($5 Signup Bonus)
- Public.com (Up to $300 in Free Stock)
- Webull (Up to $30,000 in Free Stock)
- Moomoo (Up to $30,000 in Free Stock)
- Fundrise ($10 Bonus)
- M1 Finance ($10 Bonus)
- Earn $20 or More Cash Locally with TaskRabbit. ...
- Sell Your Stuff and Make $20+ ...
- Lawn Mowing and Landscaping. ...
- Babysit Your Way to Quick Cash. ...
- Get Paid to Drive. ...
- How to Get 20 Dollars Fast Selling Plasma. ...
- Sell Unused Gift Cards. ...
- Backyard Chickens – Turn Eggs into $$$
- Bursaries, scholarships and grants. ...
- Sign-up offers. ...
- Money for switching bank or utility supplier. ...
- Free money for referring friends. ...
- Get a Student Loan refund. ...
- Check if you're owed a tax rebate. ...
- Earn interest with savings and current accounts.
The easiest loans to get approved for are payday loans, car title loans, pawnshop loans and personal loans with no credit check. These types of loans offer quick funding and have minimal requirements, so they're available to people with bad credit. They're also very expensive in most cases.
How do I get a loan from Google pay? ›- Open the Google Pay app.
- In the “Money” section, tap Loans. In the “Offers” tab, you'll find the pre-qualified loan offers available to you. ...
- Select the pre-qualified loan offer you want to avail. ...
- Tap Continue. ...
- Enter the OTP.
- Tap Submit.
If you operate Cash App to make a direct deposit of your paycheck, you can earn $100 for free. You will want a unique routing number and account number to use Cash App, as well as a valid physical address. You can earn as much as $100 a day on this way.
Can I borrow money from PayPal? ›
PayPal Working Capital is a business loan with one affordable, fixed fee. You repay the loan and fee with a percentage of your PayPal sales (minimum payment required every 90 days). There are no periodic interest charges, monthly bills, late fees, pre-payment fees, penalty fees, or any other fees.
How fast can you borrow money from Cash App? ›Immediate Access: As soon as a direct deposit is received, that money is available to Cash App users. ATM Access: If you have at least $300 directly deposited into your Cash App account every month, you can use your Cash Card to get money out of any ATM.
How can I get a personal loan within minutes? ›You can directly contact a bank/financial institution through its website and check your personal loan eligibility, interest rate, and EMI payable, after which you will be able to apply for the loan online. Once the loan application is approved, the amount will be disbursed to your bank account immediately.
What is urgent cash loan? ›An instant cash loan is an unsecured mini loan where a borrower can avail small cash loans from 10,000 up to 2 lakhs. This loan is useful to meet emergency expenses such as a sudden medical condition, unplanned travel, home repair, etc. Instant loans are safe and ideal to manage urgent cash needs.
What is the easiest place to get approved for a personal loan? ›Credit unions are good places for borrowers with fair or bad credit to get a personal loan because they may have softer requirements and lower interest rates. To apply for a loan, you must become a member first, which typically requires a small fee.
How do you get the $50 boost on the Cash App? ›...
How to Add Boosts to Your Cash Card
- Tap the Cash Card tab on your home screen.
- Tap Add Boost.
- Tap on a Boost.
- Tap Add.
- Use your Boost.
The Cash App team does give away free money, Bitcoin, or stocks on “Cash App Fridays” via social media platforms like Instagram and Twitter. All you have to do is reply with your Cash App “$cashtag” for a chance to win.
Does Cash App give you free money? ›4. Get $100 Free Cash App Money With Direct Deposit. Get $100 free Cash App money when you set up a direct deposit to the app. In order to qualify for the instant cash discount of $100 on any purchase using your Cash Card, you'll need to have income totaling $300 within a 30-day period.
How can I get $50 for free? ›- Make $50 Fast Taking Online Surveys with Survey Junkie. ...
- Earn a $10 Sign Up Bonus with Swagbucks. ...
- Win $50 (or more) with Blackout Bingo. ...
- Make $50 in a Day with Sign Up Bonuses. ...
- Get Paid to Play Games on Your Phone. ...
- Cash Back Apps to Make $50 Fast. ...
- Amazon Mechanical Turk.
- Sell Your Skills As A Freelancer. ...
- Use PayPal's Referral Program. ...
- Use Get-Paid-To Websites. ...
- Use Microtask Websites. ...
- Earn PayPal Money With Reward Apps. ...
- Sell Stuff You Don't Need. ...
- Make Money Blogging. ...
- Use Shopping Browser Extensions.
How can I get free money right away? ›
- Swagbucks ($5 Signup Bonus) ...
- MyPoints ($10 Signup Bonus) ...
- InboxDollars ($5 Signup Bonus) ...
- Public.com (Up to $300 in Free Stock) ...
- Webull (Up to $30,000 in Free Stock) ...
- Moomoo (Up to $30,000 in Free Stock) ...
- Fundrise ($10 Bonus) ...
- M1 Finance ($10 Bonus)
- Request Money. Choose a person by entering their email address, phone number or $cashtag. ...
- Earn a Bonus When You Sign Up. When you first join Cash App after receiving a referral from a friend, you can earn a bonus. ...
- Refer Friends. ...
- Sweepstakes and Giveaways. ...
- Bitcoin Boost.
Use Instant Transfer* to move your money from PayPal to your bank account in minutes, with a linked Visa® debit card. Don't have PayPal? Sign up here. *Instant Transfers typically occur in minutes, and may take up to 30 minutes and vary by bank.
How do you get free money on venmo? ›Once sign up has been successfully completed and verified by Venmo, $10.00 (Ten) USD will be sent to Eligible Participant's Valid Account (“Reward”). Reward should be added to Eligible Participant's Valid Account within ten (10) days but may take up to fourteen (14) days.
Does PayPal give free money? ›If you're a PayPal user, you can earn extra cash by referring your friends to the platform. For each friend you refer, you'll earn $10, up to a maximum of $100 per year. What is the offer? Earn $10 each time a friend creates a new PayPal account using your referral link and makes a minimum $5 purchase.
How does the $100 off any purchase work on Cash App? ›The Boost discount is applied on Cash App's end. You'll need to enable it on your card before the purchase, and complete a Cash Card payment of $100.01 or more (needs to be at least $0.01 more than the discount amount). We can send some more info over if you send us a DM.